Product

How Rivoke Finds Recurring Charges on Your Accounts

February 14, 2026

Rivoke does not guess. It reads your transaction history, looks for patterns, and surfaces charges that repeat on a schedule. Here is what happens from scan to action.

Start free audit
Rivoke dashboard showing active subscriptions and monthly spending overview

Scan

You link a payment account to Rivoke. Rivoke pulls transaction history and looks at every charge, not just the ones you remember.

Group

Charges from the same merchant get grouped together. Rivoke identifies monthly, annual, and weekly patterns even when the merchant name on your statement looks different from the brand name.

Flag

Recurring charges surface in your audit results. Rivoke highlights subscriptions you may have forgotten, trials that converted, and duplicates that bill twice for similar services.

Act

You decide what stays and what goes. With Rivoke Plus, Rivoke cancels on your behalf and confirms when the charge stops. Free users get the full picture from the audit and calculator.

FAQ

Common questions about Rivoke

Which accounts can I link to Rivoke?

You can link bank accounts, credit cards, and debit cards in read-only mode. Rivoke scans transaction history to find recurring charges but never initiates payments or moves money.

Is the Subscription Creep Calculator really free?

Yes. Enter the subscriptions you remember and see monthly, annual, and long-term totals. No account required and no credit card needed.

How does the Subscription Audit work?

Link a payment account in read-only mode. Rivoke scans your transaction history for subscriptions, memberships, auto-renewals, and free trials that converted to paid. The free audit shows your total count and monthly total. Rivoke Plus unlocks the full itemized list.

What is the difference between the free audit and Rivoke Plus?

The free audit shows how many recurring charges Rivoke found and your total monthly amount. Rivoke Plus ($4.99/month or $39.99/year) gives you every charge named, dated, and priced, plus unlimited cancellations and ongoing monitoring for new charges.

Does Rivoke actually cancel subscriptions for me?

With Rivoke Plus, yes. Tell us which charges to kill and we handle the cancellation. We confirm when the charge actually stops. If we cannot complete it, we tell you why and give you the steps to finish it yourself.

Is my financial data safe?

Rivoke accesses your transaction history in read-only mode. We do not store full account credentials and cannot initiate payments or transfers. See our Privacy Policy for full details.

How do I contact support?

Email support@rivoke.com or call (888) 791-7665. We respond to account and billing questions as quickly as we can.

Ready to stop paying for subscriptions you forgot about?

Get subscription alerts by text

Account updates on your subscriptions: when a charge is cancelled, when a new one shows up, and when a price changes.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
bg